ESSENTIAL PLANNING FOR FAFSA CHANGES

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By Nathan Carmany As we slide into the last two weeks of the year, many people begin their tax planning. This often includes setting goals for the new year.  The end of 2015 brings with it changes to college funding that are substantially different from previous years.  President Obama recently announced changes for the Free […]

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UNDERSTANDING RISK

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By Nathan Carmany This weekend my family took a wonderful trip to a state park.  We hiked, laughed and played games while enjoying our time with each other.  Later, as we tried winding down, my two-year-old found her second wind and discovered the joys of jumping on the bed.  Soon, the nursery rhyme Monkeys Jumping […]

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Health Savings Accounts: Possible Retirement Supplement

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By Nathan Carmany How often does one find the need to balance financial priorities; college or retirement, emergency fund or the family vacation?  Rarely, does an opportunity come through the tax code similar to what a Health Savings Account, HSA, provides.  As it currently stands, a large portion of “traditional” health plans is going away, […]

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DOES A MORNINGSTAR RATING MEAN ANYTHING?

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By Nathan Carmany The third quarter is coming to a close in a few weeks and soon people will start asking where the year has gone.  Considering the recent market volatility, people will start wondering where their portfolio returns have gone or where will they come from to finish the year strong.  When investors start […]

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A Deep Breath

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For most, summer is a good time to take a break and enjoy some great weather and time outside. But we can’t help but notice that when August rolls around, it’s like the last chance to squeeze in a few things before Fall comes and the weather cools off, but business heats up. It’s the […]

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How to Read the Panicky Market

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Some of the most entertaining times to be a long-term investor are those periods when short-term investors are looking over their shoulders for an excuse to sell.  They’re convinced that the market is going to go down before they can get out, and so they jump on any bad news that comes across their Bloomberg […]

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Student Loan Forgiveness

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By Nathan Carmany As a college graduate from the class of 2000, I was fortunate enough to limit my total student loan borrowing to $2500 through a combination of grants, and academic scholarships, and living at home.  Today, the average student is not the benefactor of similar circumstances.  If fact, the total amount in student loans in […]

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Pension: Lump sum payout or Annuity payout?

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By Nathan Carmany Frequently, people will ask for help answering the question if a lump sum or annuity payments should be chosen when a pension fund offers a buyout. While the topic has been examined in many blog posts, articles, and other financial media, here we want to review the subject while providing a history on […]

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How Should I react to a Financial Crisis?

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Our friends at Dimension Fund Advisors chime in on how investors should behave and react to financial crisis, specifically like the one currently happening in Greece.   Click on the below to view this 3 minute video. 

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