“It’s tough to make predictions, especially about the future.” -Yogi Berra

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This quotation is often attributed to the late Yogi Berra, but may actually have been Mark Twain.  Regardless, it’s true, no matter who said it.   At Watermark Wealth Management we don’t try to forecast what the market is going to do in the short term – we don’t try to figure out what asset […]

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The Drama on Wall Street

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Have your long-term financial goals changed in the last three days? Are American companies less valuable because investors in China are panicking? Is there any reason to think that because Chinese investors are panicking, that Chinese companies are less valuable today than they were a few days ago? These are the kinds of questions to […]

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Toy Hacking

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You undoubtedly know that hackers are everywhere these days, including openly operating in Moscow near the government offices and inside the Chinese military.  You probably have virus and malware protection on your computer, and you know not to click on suspicious links sent by email.   But an interesting new vulnerability is emerging which you […]

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Trusts can bolster your personal financial plans

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Trusts can be a useful tool for affluent individuals and families when it comes to personal planning. A wide variety of trusts can be used to accomplish different objectives. However, it can be difficult to determine which type of trust is best to use in a certain situation. The following is a brief explanation of […]

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Business valuation 101

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What you should know about the appraisal process Do you know the current value of your business? Even if you’re not considering selling your company or otherwise transferring its ownership right now, it could happen sooner than you think. Pepperdine University’s 2015 Capital Markets Report revealed that, of 681 business owners surveyed, more than 60% […]

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Take steps to avoid this tax “gotcha”

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Last summer the Trade Preferences Extension Act (TPEA) was signed into law, giving the President fast-track trade authority. But like many complex pieces of federal legislation, some provisions buried deep in the law don’t get as much publicity as the headline provisions. However, they can have a big impact on business. One of these is […]

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Vacation homes: Do you understand the tax nuances?

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A vacation home can provide a welcome retreat from the hustle and bustle of everyday life for busy individuals and families. But that’s not all: Owning a vacation home also can offer valuable tax benefits. However, the tax breaks associated with a vacation home may differ from those associated with a primary residence. The key […]

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ESSENTIAL PLANNING FOR FAFSA CHANGES

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By Nathan Carmany As we slide into the last two weeks of the year, many people begin their tax planning. This often includes setting goals for the new year.  The end of 2015 brings with it changes to college funding that are substantially different from previous years.  President Obama recently announced changes for the Free […]

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UNDERSTANDING RISK

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By Nathan Carmany This weekend my family took a wonderful trip to a state park.  We hiked, laughed and played games while enjoying our time with each other.  Later, as we tried winding down, my two-year-old found her second wind and discovered the joys of jumping on the bed.  Soon, the nursery rhyme Monkeys Jumping […]

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Health Savings Accounts: Possible Retirement Supplement

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By Nathan Carmany How often does one find the need to balance financial priorities; college or retirement, emergency fund or the family vacation?  Rarely, does an opportunity come through the tax code similar to what a Health Savings Account, HSA, provides.  As it currently stands, a large portion of “traditional” health plans is going away, […]

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